Legion Mortgage
Company
Minimum FICO score as low as 620
Now that’s Refreshing!
FHA
Minimum credit score (*620 AUS approved), (*640 manual)
Non-Credit Qualifying Streamline Refinances allowed
Gift funds allowed for down payment and closing costs
Cash out 80% LTV
VA
Minimum credit score (620 AUS approved), (*640 manual/640 High BA)
Cash-out up to 90% LTV
Foreclosure/ Short Sale Bankruptcy <2 years allowed with AUS Approval
USDA
Minimum credit score: 640
100% maximum LTV
Manual underwrites
No Maximum loan amount
Rate/ Term refinance allowed
CONVENTIONAL
620 Min score
Fannie Mae
Freddie Mac
Standard and High Balance
Home Ready
Home Possible